Whatever the agency or the bank towards which the consumer is requesting a loan, this one has the obligation to check the eligibility of the customer. Thus for getting a credit you must: Have a financial situation allowing you the repayment of the loan: we are usually considering a minimum income of 2’900 per month, … Read moreConditions for a loan in Switzerland
A mortgage will always be, in terms of pure costs, more advantageous than a credit. Indeed, the financed real estate also serves as collateral, and the risk is much lower for the bank. However, the process is more cumbersome, and in some cases a mortgage loan in the form of credit may also be considered. … Read moreMortgage loan: credit or mortgage?
A mortgage is always more advantageous in terms of costs than a loan. The financed object also works as a guarantee and the risk is much lower for the bank. On the other hand, the process is very time-consuming and it may be that, under certain conditions, a loan may also be sought to finance … Read moreReal estate loans: mortgage or credit?
While negotiations on the “haircut” of Greek debt (PSI +) continue, depositors and borrowers are asking for answers to a number of reasonable questions about loans and deposits. Five are the key questions that concern consumers, which are linked to the “haircut” of the bonds held by Greek banks and their recapitalization procedures to follow. … Read moreHow will the deposits and loans affect the “haircut” of Greek debt
With a view to boosting growth and employment in Greece, the European Investment Bank (EIB) has decided to grant EUR 200 million in loans for the benefit of small and medium-sized enterprises. According to the EIB, the next few months will be followed by new funding for our country. More specifically, these are two loans … Read moreWhat small and medium-sized businesses will get the loans