Cruising the inland waters with your own boat or exploring the vastness of the sea: with the help of a boating license this is no problem. However, to complete this, usually a few hundred euros are needed, which is not necessarily always on the side. However, a loan can help here. Boat license: variants It … Read moreWith the help of a loan to the boat driver license
Since January 2018 apply to banks and businesses new rules: Wants a borrower a loan for a total amount of 1 2,000 euros , then this may not only be guaranteed if the various conditions are met, but it also needs the tax identification number of the relevant Person present. Is the borrower ‘s tax … Read moreSpecifying the tax ID for loans
Not everyone can afford their own vehicle without financing . Therefore, a car loan is often used. This is an earmarked installment loan . It can also be used to finance motor vehicles, such as the conversion or repair of a car or motorcycle. Both new and used vehicles can be paid off with the … Read moreFinancing my dream car with a car loan
From year to year, the lending rates may change. This does not happen arbitrarily, but depends on the current developments in the economy and on the financial markets. So it may well be that loans are currently cheaper than they were when you signed the contract on your old loan . It could therefore pay … Read moreThis is how you can meaningfully repost loans
Naturalization procedure consists in obtaining the Swiss citizenship. There are two types of naturalization depending on the situation: Regular naturalization: this is the regular procedure to obtain the Swiss citizenship Facilitated naturalization: it is a simplified procedure which concerns the spouse or children of a person who is already Swiss. It also concerns the third … Read moreNaturalization request: what interest is there when you get a loan?
There are essentially two associations in Switzerland whose purpose is to collect the data of each consumer taking a loan. This collection is automatic, and mandatory in the context of the law on consumer credit. When an individual applies for credit with a bank, the bank can then check the applicant’s data with these associations. … Read moreWhat are the different terms related to a loan?
Regardless of the claimant’s situation, there are certain minimum and necessary criteria for obtaining a private loan. These criteria are: Age : 18 to 65 years old (legally, a loan must be repaid in the year of retirement) Revenues : minimum 2’900 Chf net (see more depending on the budget) Antecedents : not having financial … Read moreEmployee loan in Switzerland: what are the conditions for granting?
We recently received through our website credit-independant.ch a loan request from a company seeking a relatively large sum: no less than 7’000’000 Chf ! Usually, this type of loan is difficult to achieve, and requires at a minimum: An in-depth study of the company’s situation Many documents to provide for study and analysis Sometimes possible … Read moreForeign currency loan
A credit broker is a person who will submit your records to several banks and will then choose for you the best offer. (Find the best rate, the best reimbursement duration, etc…) Instead of a bank counsellor, who himself sale numerous of financials products, a credit broker on the contrary is specialised in the loan … Read moreWhat’s the advantages of using a loan broker?
Regardless of which bank or credit facility is involved: each of them has the obligation to find the solvency of the customer . To get a loan, you should: You are in a financial situation that allows you to repay the amount paid: we require a minimum income of 2’900 SFr. monthly, but it also … Read moreConditions for a loan