Naturalization request: what interest is there when you get a loan?

Naturalization procedure consists in obtaining the Swiss citizenship. There are two types of naturalization depending on the situation: Regular naturalization: this is the regular procedure to obtain the Swiss citizenship Facilitated naturalization: it is a simplified procedure which concerns the spouse or children of a person who is already Swiss. It also concerns the third … Read moreNaturalization request: what interest is there when you get a loan?

What are the different terms related to a loan?

There are essentially two associations in Switzerland whose purpose is to collect the data of each consumer taking a loan. This collection is automatic, and mandatory in the context of the law on consumer credit. When an individual applies for credit with a bank, the bank can then check the applicant’s data with these associations. … Read moreWhat are the different terms related to a loan?

Employee loan in Switzerland: what are the conditions for granting?

Regardless of the claimant’s situation, there are certain minimum and necessary criteria for obtaining a private loan. These criteria are: Age : 18 to 65 years old (legally, a loan must be repaid in the year of retirement) Revenues : minimum 2’900 Chf net (see more depending on the budget) Antecedents : not having financial … Read moreEmployee loan in Switzerland: what are the conditions for granting?